:root{
  --bg:#07090d;--panel:#10151d;--panel2:#0b1017;--line:#27303d;--txt:#f5f7fa;--muted:#9aa6b5;
  --blue:#42a5ff;--green:#35d07f;--red:#ff5360;--yellow:#ffc857;--purple:#a98bff;
}
*{box-sizing:border-box}
html{color-scheme:dark}
body{margin:0;background:radial-gradient(circle at 20% 0,#13243a 0,#080b10 32%,#05070a 100%);color:var(--txt);font-family:Arial,"Noto Sans KR",sans-serif;min-height:100vh}
button,input,select{font:inherit}
a{color:#8dceff}
.wrap{max-width:1080px;margin:auto;padding:20px 16px 36px}
.hero{display:flex;justify-content:space-between;gap:14px;align-items:flex-end;margin-bottom:15px}
h1{margin:0;font-size:clamp(25px,5vw,34px);letter-spacing:-1.2px}.sub{color:var(--muted);margin-top:7px;font-size:13px;line-height:1.55}
.policy-date{font-size:11px;color:var(--muted);white-space:nowrap}
.tabs{display:grid;grid-template-columns:1fr 1fr;gap:8px;background:#080c12;border:1px solid var(--line);border-radius:14px;padding:6px;position:sticky;top:8px;z-index:10;box-shadow:0 8px 28px #0008;margin-bottom:14px}
.tab{border:0;border-radius:10px;padding:12px 8px;font-weight:900;background:transparent;color:var(--muted);cursor:pointer}.tab.active{background:#17324c;color:#a8dcff}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.full{grid-column:1/-1}.card{background:linear-gradient(180deg,#111822,#0d131b);border:1px solid var(--line);border-radius:16px;padding:16px;box-shadow:0 12px 35px #0004}
.card h2{font-size:18px;margin:0 0 12px;letter-spacing:-.3px}.card h3{font-size:15px;margin:0 0 10px}.badge{display:inline-block;font-size:10px;background:#0c2639;color:#76c4ff;border:1px solid #1b4e70;border-radius:999px;padding:3px 7px;margin-left:5px;vertical-align:2px}
label{display:block;color:var(--muted);font-size:12px;margin:11px 0 6px}.field-note{font-size:11px;color:var(--muted);line-height:1.45;margin-top:5px}
input,select{width:100%;padding:12px 13px;border:1px solid #344052;border-radius:10px;background:#090d13;color:#fff;outline:none}input:focus,select:focus{border-color:var(--blue)}
.row2,.row3,.row4{display:grid;gap:9px}.row2{grid-template-columns:1fr 1fr}.row3{grid-template-columns:repeat(3,1fr)}.row4{grid-template-columns:repeat(4,1fr)}
.buttons{display:flex;gap:8px;flex-wrap:wrap;margin-top:13px}button.btn{border:0;border-radius:10px;padding:10px 13px;font-weight:900;cursor:pointer;background:#1c2532;color:#fff}.btn.primary{background:var(--blue);color:#06111c}.btn.danger{background:#35171c;color:#ff9fa6}.btn.ghost{border:1px solid var(--line);background:transparent}
.metric{display:flex;justify-content:space-between;gap:14px;align-items:end;padding:10px 0;border-bottom:1px solid var(--line)}.metric span{font-size:12px;color:var(--muted)}.metric b{font-size:20px;text-align:right}.metric small{font-size:11px;color:var(--muted);display:block;margin-top:2px}
.good{color:var(--green)!important}.bad{color:var(--red)!important}.warn{color:var(--yellow)!important}.info{color:var(--blue)!important}
.status{margin-top:12px;padding:13px;border-radius:11px;font-weight:900;text-align:center}.status.good{background:#0d291d;border:1px solid #1e6847}.status.bad{background:#321318;border:1px solid #7b2932}.status.warn{background:#33280d;border:1px solid #7d6420}.status.info{background:#0d2131;border:1px solid #225579}
.bar{height:11px;background:#222b37;border-radius:20px;overflow:hidden;margin-top:9px}.bar i{display:block;height:100%;width:0;transition:.2s;background:var(--green)}
.formula,.notice{font-size:12px;color:var(--muted);line-height:1.7;background:#090d13;border:1px dashed #344052;padding:10px;border-radius:10px;margin-top:12px}.notice strong{color:var(--txt)}
.segment{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;gap:6px;background:#090d13;border:1px solid var(--line);padding:5px;border-radius:11px}.segment button{border:0;border-radius:8px;padding:9px 6px;background:transparent;color:var(--muted);font-weight:800;cursor:pointer}.segment button.active{background:#203044;color:#fff}
.summary-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.summary{background:#090d13;border:1px solid var(--line);border-radius:11px;padding:11px}.summary span{display:block;font-size:11px;color:var(--muted);margin-bottom:5px}.summary b{font-size:16px}.summary em{display:block;font-size:10px;color:var(--muted);font-style:normal;margin-top:4px}
.checks{display:grid;gap:8px;margin-top:10px}.check{display:flex;gap:10px;align-items:flex-start;padding:11px;border:1px solid var(--line);border-radius:11px;background:#090d13}.check .icon{font-size:17px;line-height:1}.check b{display:block;font-size:13px}.check p{margin:4px 0 0;color:var(--muted);font-size:11px;line-height:1.5}
table{width:100%;border-collapse:collapse}th,td{padding:7px 5px;border-bottom:1px solid var(--line);font-size:12px}th{text-align:left;color:var(--muted)}td:last-child{width:68px;text-align:right}td input{padding:9px 8px}.table-wrap{overflow:auto}.small{font-size:11px;color:var(--muted);line-height:1.6;margin-top:10px}
.hidden{display:none!important}.payout-steps{display:flex;gap:7px;flex-wrap:wrap;margin-top:9px}.pill{background:#0c2639;border:1px solid #1d4f70;color:#a8dcff;border-radius:999px;padding:6px 9px;font-size:11px;font-weight:800}
.sources{font-size:11px;color:var(--muted);line-height:1.65;margin-top:15px;padding:12px;border-top:1px solid var(--line)}
.footer{text-align:center;color:var(--muted);font-size:10px;line-height:1.6;margin-top:16px}
@media(max-width:780px){.grid{grid-template-columns:1fr}.full{grid-column:auto}.row3,.row4{grid-template-columns:1fr 1fr}.summary-grid{grid-template-columns:1fr 1fr}.hero{display:block}.policy-date{margin-top:7px}.tabs{top:4px}}
@media(max-width:460px){.row2,.row3,.row4{grid-template-columns:1fr}.summary-grid{grid-template-columns:1fr 1fr}.metric b{font-size:18px}.wrap{padding:14px 10px 28px}.card{padding:13px}}